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Moving Into a New Home? Know These Things About Homeowners Insurance

If you are purchasing a home that was just built, and you think that any basic homeowner's insurance plan should be good, there are items you don't want to leave off the coverage plan. Even if it means that you will have to pay more money, you want to be sure that everything that is living in the house, working in the house, and that is valuable in the house, is covered.

Need Insurance? 3 Reasons To Consider An Independent Insurance Broker

These days, more and more employers are no longer offering insurance coverage, which can make it hard to find the financial security you need for your family. Fortunately, there is another way to find a great insurance plan, even without a human resources professional. Independent insurance brokers offer a simple, easy way to compare policies and sign up for plans, giving individuals a chance to find the coverage they need. Here are three reasons to consider working with an independent insurance broker like those at Leave Dollars.

3 Strange Things Your Home Insurance May Cover

Since most lenders require home insurance, you might have a plan tacked right onto your mortgage. However, while many people are accustomed to the idea that home insurance typically covers large losses like house fires, many people are unfamiliar with the other perks of their policy. Here are three strange things your home insurance policy may cover.   1.  Vandalism While toilet papering your front trees may not cause a lot of problems, having your home egged or targeted with BB guns could cause other types of damage.

Five Things That Could Be Unnecessarily Driving Up The Costs Of Your Life Insurance

Life insurance is a necessity if you have dependents relying on you for financial support. You need to be able to work your life insurance payments into your monthly budget for the peace of mind of knowing that your dependents will be supported if something should happen to you. If you're getting quoted rates on life insurance that seem high or unaffordable to you, there may be a few things you can do to bring your rates down.

Homeowner's Insurance Coverage For Losses Due To Power Outages

Having electricity in your home is probably something you take for granted, as most people do, and you might not even realize how much you rely on your electricity until a power outage occurs. Power outages can occur in the summer or winter and can be the result of storms, accidents, and other perils. If you have damage or losses due to a power outage, you might be able to receive compensation for these losses from your homeowner's insurance company.

What To Know About Homeowners Insurance Before You Get A Dog

If you've decided to rescue a dog from the shelter, one of the first things you should do is talk to your insurance agent. Your agent will want to know if you have a dog, especially if it's a breed that can be potentially aggressive. Owning a dog won't necessarily change your coverage or get your insurance canceled, but it's best to know up front rather than wait until you need to file a claim.

Finding Auto Insurance Discounts for Your Teen Driver

If you have a teenager that is about to reach the age of driving, you're about to go through a whole world of changes. Not only will you have to accept the fact that your teen is growing up and is one step closer to leaving the nest, but you'll have the extra expenses of having a teen driver on your auto insurance policy. What can you do to keep the cost of insuring your teen driver to a minimum?

Important Insurances To Have

It is important to make sure you are covered with the different types of insurance that will protect you financially, and legally in some cases. Three of the main types of insurance that you are going to want to have include car insurance, health insurance, and home insurance. If you don't own your home, then you want to be sure you have renter's insurance. Here are the basics of each type of insurance so you understand the importance of each.

Drivers Continue To Seek Insurance Technology Trends As 2019 Approaches

As 2018 nears its end and the new year approaches, people often tend to look forward toward upcoming trends. Drivers, in particular, seem interested in auto insurance companies that are offering improvements to technology trends. In 2018, you may have seen some technology trends as they appeared, but they barely scratched the surface. Now, more and more auto insurance companies are attempting to win over drivers using technological advancements. So, how does that benefit you, and what trends will matter?

A Few Things To Ask Your Auto Insurance Agent Before Buying Another Car

If you have decided to buy a second car, or swap out your old one, you are going to need to talk with your insurance agent. You may just figure that insurance is a necessary evil, and there is nothing you can do to get a lower rate. However, there may be a few things you can do that can help determine how much your premium will be. Here are a few things you should discuss with the agent before deciding on auto insurance services.