About Me

Insurance Basics: Everything You Need to Know

Throughout the years, I have learned a lot about insurance. I know others find choosing insurance options an overwhelming experience, but I greatly enjoy looking into all of my new policy options and tinkering with them to form the right policy for me. I recently learned about pet insurance, and I signed both of my dogs up for coverage. I never even knew pet insurance existed until my sister told me she recently had her cat insured. I never thought I would need the policy, but signed up just in case. Soon, my dog injured his paw and I was very grateful I had signed him up for it. The insurance company covered the large veterinary bill. I am eager to share what I know about insurance with others who need the advice! Come back soon for new posts!

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3 Strange Things Your Home Insurance May Cover

Posted on August 27, 2019

Since most lenders require home insurance, you might have a plan tacked right onto your mortgage. However, while many people are accustomed to the idea that home insurance typically covers large losses like house fires, many people are unfamiliar with the other perks of their policy. Here are three strange things your home insurance policy may cover.   1.  Vandalism While toilet papering your front trees may not cause a lot of problems, having your home egged or targeted with BB guns could cause other types of damage. [Read More]

Five Things That Could Be Unnecessarily Driving Up The Costs Of Your Life Insurance

Posted on July 19, 2019

Life insurance is a necessity if you have dependents relying on you for financial support. You need to be able to work your life insurance payments into your monthly budget for the peace of mind of knowing that your dependents will be supported if something should happen to you. If you're getting quoted rates on life insurance that seem high or unaffordable to you, there may be a few things you can do to bring your rates down. [Read More]

Homeowner's Insurance Coverage For Losses Due To Power Outages

Posted on June 17, 2019

Having electricity in your home is probably something you take for granted, as most people do, and you might not even realize how much you rely on your electricity until a power outage occurs. Power outages can occur in the summer or winter and can be the result of storms, accidents, and other perils. If you have damage or losses due to a power outage, you might be able to receive compensation for these losses from your homeowner's insurance company. [Read More]

What To Know About Homeowners Insurance Before You Get A Dog

Posted on May 9, 2019

If you've decided to rescue a dog from the shelter, one of the first things you should do is talk to your insurance agent. Your agent will want to know if you have a dog, especially if it's a breed that can be potentially aggressive. Owning a dog won't necessarily change your coverage or get your insurance canceled, but it's best to know up front rather than wait until you need to file a claim. [Read More]