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Insurance Basics: Everything You Need to Know

Throughout the years, I have learned a lot about insurance. I know others find choosing insurance options an overwhelming experience, but I greatly enjoy looking into all of my new policy options and tinkering with them to form the right policy for me. I recently learned about pet insurance, and I signed both of my dogs up for coverage. I never even knew pet insurance existed until my sister told me she recently had her cat insured. I never thought I would need the policy, but signed up just in case. Soon, my dog injured his paw and I was very grateful I had signed him up for it. The insurance company covered the large veterinary bill. I am eager to share what I know about insurance with others who need the advice! Come back soon for new posts!

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2019

Medical Malpractice: Things You Can Do To Avoid A Lawsuit
When you go into the medical profession, you have a desire to help other people. However, medicine is still a business at the end of the day, and you have to make every effort to protect yourself. Risk management is important, but not always something you learn about in school. Sadly, many medical professionals face malpractice lawsuits at some point in their careers, so you need to be sure to have medical malpractice insurance.

Moving Into a New Home? Know These Things About Homeowners Insurance
If you are purchasing a home that was just built, and you think that any basic homeowner's insurance plan should be good, there are items you don't want to leave off the coverage plan. Even if it means that you will have to pay more money, you want to be sure that everything that is living in the house, working in the house, and that is valuable in the house, is covered.

Need Insurance? 3 Reasons To Consider An Independent Insurance Broker
These days, more and more employers are no longer offering insurance coverage, which can make it hard to find the financial security you need for your family. Fortunately, there is another way to find a great insurance plan, even without a human resources professional. Independent insurance brokers offer a simple, easy way to compare policies and sign up for plans, giving individuals a chance to find the coverage they need. Here are three reasons to consider working with an independent insurance broker like those at Leave Dollars.

3 Strange Things Your Home Insurance May Cover
Since most lenders require home insurance, you might have a plan tacked right onto your mortgage. However, while many people are accustomed to the idea that home insurance typically covers large losses like house fires, many people are unfamiliar with the other perks of their policy. Here are three strange things your home insurance policy may cover.   1.  Vandalism While toilet papering your front trees may not cause a lot of problems, having your home egged or targeted with BB guns could cause other types of damage.

Five Things That Could Be Unnecessarily Driving Up The Costs Of Your Life Insurance
Life insurance is a necessity if you have dependents relying on you for financial support. You need to be able to work your life insurance payments into your monthly budget for the peace of mind of knowing that your dependents will be supported if something should happen to you. If you're getting quoted rates on life insurance that seem high or unaffordable to you, there may be a few things you can do to bring your rates down.

Homeowner's Insurance Coverage For Losses Due To Power Outages
Having electricity in your home is probably something you take for granted, as most people do, and you might not even realize how much you rely on your electricity until a power outage occurs. Power outages can occur in the summer or winter and can be the result of storms, accidents, and other perils. If you have damage or losses due to a power outage, you might be able to receive compensation for these losses from your homeowner's insurance company.

What To Know About Homeowners Insurance Before You Get A Dog
If you've decided to rescue a dog from the shelter, one of the first things you should do is talk to your insurance agent. Your agent will want to know if you have a dog, especially if it's a breed that can be potentially aggressive. Owning a dog won't necessarily change your coverage or get your insurance canceled, but it's best to know up front rather than wait until you need to file a claim.

Finding Auto Insurance Discounts for Your Teen Driver
If you have a teenager that is about to reach the age of driving, you're about to go through a whole world of changes. Not only will you have to accept the fact that your teen is growing up and is one step closer to leaving the nest, but you'll have the extra expenses of having a teen driver on your auto insurance policy. What can you do to keep the cost of insuring your teen driver to a minimum?

Important Insurances To Have
It is important to make sure you are covered with the different types of insurance that will protect you financially, and legally in some cases. Three of the main types of insurance that you are going to want to have include car insurance, health insurance, and home insurance. If you don't own your home, then you want to be sure you have renter's insurance. Here are the basics of each type of insurance so you understand the importance of each.