Some Americans own more than one home. Whether that secondary residence is used for vacation purposes or otherwise, it is ever-important to make sure the property has the proper insurance for protection. Here is a quick look at some of the general questions you may have about getting home insurance for primary and secondary residences. Should you carry the same levels of coverage for primary and secondary residences? Most insurance agents will recommend that you carry a similar policy for your secondary residence as what you have for your primary residence. [Read More]
4 Tips to Help You Purchase the Right General Liability Insurance Policy
When it comes to protecting your business, one of the best options is purchasing a general liability insurance policy. A general liability insurance policy can save your business if you find yourself facing a lawsuit. When purchasing the policy, there are a few things you need to consider in order to get the best possible coverage for your business. #1: Evaluate Your Risk Level First, you need to sit down and come up with a list of situations that your business could be sued over. [Read More]
What Types Of Insurance Do Businesses Need?
Businesses come in all shapes and sizes. Each business is unique. Even among businesses within the same industry, individual businesses have diverse needs when it comes to insurance protection. That being said, there are certain types of insurance needs that many businesses, across all industries, share. These are some of the business insurance needs your business is likely to experience. Business Owner's Policy A business owner's policy is a general policy that offers a few specific protections for businesses. [Read More]
Common Life Insurance Riders To Consider
Most life insurance policies' standard protections are fairly similar to one another, and sometimes policyholders want to add to the standard protections that are offered. Additional protection can be procured through riders, which enhance a policy with a narrowly defined additional coverage. Here are some common life insurance riders you may want to consider. Accidental Death Rider An accidental death rider pays an additional sum if the policyholder passes away as the result of an accident. [Read More]