About Me

Insurance Basics: Everything You Need to Know

Throughout the years, I have learned a lot about insurance. I know others find choosing insurance options an overwhelming experience, but I greatly enjoy looking into all of my new policy options and tinkering with them to form the right policy for me. I recently learned about pet insurance, and I signed both of my dogs up for coverage. I never even knew pet insurance existed until my sister told me she recently had her cat insured. I never thought I would need the policy, but signed up just in case. Soon, my dog injured his paw and I was very grateful I had signed him up for it. The insurance company covered the large veterinary bill. I am eager to share what I know about insurance with others who need the advice! Come back soon for new posts!

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Circumstances Under Which Minimum Auto Insurance Coverage May Be Enough

Posted on November 5, 2017

Every state sets its own auto insurance limit, with some being as low as $30,000 bodily injury for everybody injured in a single accident. Most people agree that these limits are pretty low for a typical motorist. For example, if you are found liable for an accident involving several vehicles and several people are injured, the bodily injury is likely to be way more than $30,000. This is why it's advisable to exceed your state's limit. [Read More]

Three Special Considerations When Buying Home Insurance

Posted on November 5, 2017

There are very many things you need to consider when buying home insurance, but some of them only apply under unique circumstances. Here are three of these special considerations and how they may affect your home insurance coverage: Unique Features in Your House Some homes have unique features that are difficult to replace if they are damaged in a disaster. These unique features may include things like rare materials or unique architectural styles that few people can replicate. [Read More]

4 Home Improvements To Do For Lower Insurance Premiums

Posted on November 3, 2017

Working to keep your homeowner's coverage as low as possible is sure to be high on your list of things to do. This can greatly assist in reducing your monthly expenses and allow you to have peace of mind in knowing you have an adequate policy in place. One way to achieve this goal is by completing home improvements to make your property more secure and stable. Knowing some tasks you can do will make this extremely helpful to you. [Read More]

3 Factors That Affect How Much You Pay In Auto Insurance

Posted on November 2, 2017

Everyone should be carrying auto insurance on their car. In fact, in some areas of the country, it is a requirement that you have auto insurance. Many people wonder what goes into determining how much you pay for auto insurance. Their neighbor might pay a fraction that they do and they wonder if they can get that same deal. In some cases, you are overpaying, and in other cases, it is just that the factors going into your insurance are different. [Read More]