About Me

Insurance Basics: Everything You Need to Know

Throughout the years, I have learned a lot about insurance. I know others find choosing insurance options an overwhelming experience, but I greatly enjoy looking into all of my new policy options and tinkering with them to form the right policy for me. I recently learned about pet insurance, and I signed both of my dogs up for coverage. I never even knew pet insurance existed until my sister told me she recently had her cat insured. I never thought I would need the policy, but signed up just in case. Soon, my dog injured his paw and I was very grateful I had signed him up for it. The insurance company covered the large veterinary bill. I am eager to share what I know about insurance with others who need the advice! Come back soon for new posts!

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3 Things Your Standard Homeowners Insurance Policy May Not Cover

Posted on July 6, 2022

A standard homeowner's insurance policy provides you with financial protection in a wide range of situations. However, there are some rather common types of damage that these policies often will not include. In order to ensure you are protected in these often excluded perils, you will need to purchase either a ride-on or a separate policy. That is why it is so important for you to have a clear understanding of what your homeowner's insurance policy does and does not cover. [Read More]

Things To Review When Getting Commercial Auto Insurance

Posted on May 18, 2022

If you use any sort of vehicle for work, it's probably a good idea to have commercial auto insurance. Then if you hit someone or another vehicle, you'll have insurance to take care of the costs. You just need to review a couple of things before deciding on a policy. Vehicle Being Insured There are a lot of different commercial vehicles that are out on the road today, including commercial vans, semi-trucks, and buses. [Read More]

4 Reasons Why You Need A Renters Insurance

Posted on April 5, 2022

Often, tenants overlook the need for having a renter's insurance. Some assume the landlord's property insurance covers their personal property in case of loss or damage. However, this is not true; it's your responsibility as a tenant to obtain a personal insurance cover. Renters insurance protects your personal property from theft or damage.  Although renters insurance is considered optional, here are five reasons why you should obtain it. It Offers Liability Coverage on Guest Injuries  [Read More]

3 Things To Know About Comprehensive Auto Insurance

Posted on March 4, 2022

You will hear many terms used to describe auto insurance policies today. Your agent may use words like liability, collision, and full-coverage to relay your options. Comprehensive insurance is another unique term that comes up when discussing auto insurance. A comprehensive policy typically isn't required by law but can be a valuable addition for some drivers. Learn more about comprehensive policies so that you will be able to determine if you can benefit from the coverage this type of auto insurance offers. [Read More]