Three Ways Your Location Affects Your Commercial Property Insurance Premium Rates

Commercial property insurance is a policy that safeguards a commercial property owner against losses associated with theft, fire, vandalism, extreme weather conditions, and in some cases, loss of income due to a forced closure. However, commercial property insurance rates can vary based on the insurance company you get your coverage. Nonetheless, several factors determine the premiums rate you pay towards your commercial property insurance. One of these factors is the location of your commercial property. [Read More]

What You Need To Know About Your First Time Buying Business Insurance

If you are starting a new business or your already established business now has enough assets to be worthy of protection, you might be looking at local insurance providers and the business insurance policies they have on offer. Before purchasing any new policy, you should take a step back and consider what it is you really need. There might be some previously unconsidered options that your insurance provider or agent can go over with you as well. [Read More]

Why Businesses That Use Vehicles Need Commercial Transport Insurance

Most people automatically associate commercial vehicles with trucks and vans, as these are the vehicles that are commonly branded by company names. As a result, some business owners will simply take out auto insurance for their company car, yet this does not provide you with the same degree of protection that commercial transport insurance does. The first thing that you should keep in mind is that vans and trucks are not the only modes of commercial transportation. [Read More]

Does Your Homeowners Insurance Offer The Coverage You Truly Need?

While you are required to purchase homeowners insurance when purchasing a home, simply purchasing a policy that satisfies the requirements of your mortgage lender may not be enough to ensure you are truly covered in the event disaster strikes. In fact, far too many homeowners don't find out until it is too late that their insurance policy does not offer the level of coverage they thought it did. Thankfully, you can avoid finding yourself in this same position by taking just a few minutes to evaluate some of the key coverage options included in your policy to ensure you have the protection you need and deserve. [Read More]