About Me

Insurance Basics: Everything You Need to Know

Throughout the years, I have learned a lot about insurance. I know others find choosing insurance options an overwhelming experience, but I greatly enjoy looking into all of my new policy options and tinkering with them to form the right policy for me. I recently learned about pet insurance, and I signed both of my dogs up for coverage. I never even knew pet insurance existed until my sister told me she recently had her cat insured. I never thought I would need the policy, but signed up just in case. Soon, my dog injured his paw and I was very grateful I had signed him up for it. The insurance company covered the large veterinary bill. I am eager to share what I know about insurance with others who need the advice! Come back soon for new posts!

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4 Faqs About Business Insurance From New Policy Holders

Posted on May 21, 2018

In almost every type of business, it is important to carry business insurance. This type of insurance covers liability, ensuring that if you cause damage to a customer or their property, you do not have to pay. As you go about purchasing this type of policy, you will probably have some questions -- including the following. 1. How much coverage do you need? That depends on what services your business offers and the risk of you causing damage with those services. [Read More]

Insuring A New Home? 3 Things To Consider

Posted on March 29, 2018

Purchasing a new home is a major financial commitment. When you go to buy a new home there are a lot of things to consider, including purchase price, finding a good deal on a mortgage loan, and any improvements that may need to be made before moving in. During this time it's easy to drop the ball when it comes to certain aspects of home ownership. One of the things that you may find yourself neglecting until the last minute is home insurance. [Read More]

Why Insurance For Old Homes Home Cost More, And How To Lower The Costs

Posted on February 26, 2018

If you have been getting homeowners insurance quotes for an older home, then you have probably realized that insuring an older home is both difficult and expensive, and with good reason. Here are some of the reasons your older home seems to be attracting unreasonably high premiums: They Have Outdated Systems Plumbing systems, heating systems, cooling systems, and electrical systems, among others, all deteriorate with time. When they deteriorate, they become both ineffective and dangerous. [Read More]

Employee Theft: Proactive Ways To Deter This Common Problem

Posted on January 18, 2018

While it can be difficult for any business owner to think that any of their employees would attempt to steal or defraud their company, it happens far too often. In fact, recent statistics on employee theft show just how common the problem really is. According to research conducted in April of 2017 by Statistic Brain, 75% of all employees are believed to have stolen from an employer at least once. Even more shocking is that one-third of all business bankruptcies are directly related to employee theft. [Read More]