Purchasing a new home is a major financial commitment. When you go to buy a new home there are a lot of things to consider, including purchase price, finding a good deal on a mortgage loan, and any improvements that may need to be made before moving in. During this time it's easy to drop the ball when it comes to certain aspects of home ownership. One of the things that you may find yourself neglecting until the last minute is home insurance. [Read More]
Why Insurance For Old Homes Home Cost More, And How To Lower The Costs
If you have been getting homeowners insurance quotes for an older home, then you have probably realized that insuring an older home is both difficult and expensive, and with good reason. Here are some of the reasons your older home seems to be attracting unreasonably high premiums: They Have Outdated Systems Plumbing systems, heating systems, cooling systems, and electrical systems, among others, all deteriorate with time. When they deteriorate, they become both ineffective and dangerous. [Read More]
Employee Theft: Proactive Ways To Deter This Common Problem
While it can be difficult for any business owner to think that any of their employees would attempt to steal or defraud their company, it happens far too often. In fact, recent statistics on employee theft show just how common the problem really is. According to research conducted in April of 2017 by Statistic Brain, 75% of all employees are believed to have stolen from an employer at least once. Even more shocking is that one-third of all business bankruptcies are directly related to employee theft. [Read More]
How Do You Protect Your Small Business From Contracting Fraud?
If you own a small business, you may hire contractors to complete some of your company's jobs. Although you may expect the contractors to complete the work properly and on time, you may need some security that they'll do so. You can do several things to protect your company from fraudulent practices, including these below. Investigate the Contractors Contractors can work for themselves or for a large company, such as a temp agency or employment firm. [Read More]