About Me

Insurance Basics: Everything You Need to Know

Throughout the years, I have learned a lot about insurance. I know others find choosing insurance options an overwhelming experience, but I greatly enjoy looking into all of my new policy options and tinkering with them to form the right policy for me. I recently learned about pet insurance, and I signed both of my dogs up for coverage. I never even knew pet insurance existed until my sister told me she recently had her cat insured. I never thought I would need the policy, but signed up just in case. Soon, my dog injured his paw and I was very grateful I had signed him up for it. The insurance company covered the large veterinary bill. I am eager to share what I know about insurance with others who need the advice! Come back soon for new posts!

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Does Your Homeowners Insurance Offer The Coverage You Truly Need?

Posted on July 21, 2021

While you are required to purchase homeowners insurance when purchasing a home, simply purchasing a policy that satisfies the requirements of your mortgage lender may not be enough to ensure you are truly covered in the event disaster strikes. In fact, far too many homeowners don't find out until it is too late that their insurance policy does not offer the level of coverage they thought it did. Thankfully, you can avoid finding yourself in this same position by taking just a few minutes to evaluate some of the key coverage options included in your policy to ensure you have the protection you need and deserve. [Read More]

About Affordable Auto Insurance Coverage

Posted on June 15, 2021

Auto insurance is one of the things that some people try to avoid getting for their vehicles in an effort to save money. Not only is it a bad decision to not get auto insurance coverage for protection in a collision, but also due to the possibility of getting into legal trouble. Keep in mind that it is illegal in the majority of states for a driver to operate a vehicle without insurance coverage, even if getting coverage cannot be easily afforded. [Read More]

Benefits Of Professional Liability Insurance

Posted on May 17, 2021

Professional liability insurance protects you from any claim charged upon you by clients. The general liability insurance covers available in the market may not offer protection against professional negligence and malpractice. Yet professional liability covers human errors of omission and commission. So why should you get a professional liability plan?  Protection From Lawsuits Professional liability insurance offers protection in case of a lawsuit. The cost of defending yourself and paying damages for liabilities can be costly to you and your business. [Read More]

The 4 Main Coverage Types A Standard Homeowner's Policy Provides

Posted on April 14, 2021

Do you have questions about the home insurance you need for the house you are buying? If so, you might want to know what a basic homeowner's insurance policy covers. Most basic policies provide four types of protection. Here are the four types with tips to help you obtain enough coverage with each. Structural Coverage The main reason you need homeowner's insurance is for the structural coverage it provides. Structural coverage is for your home's structure, and you should purchase enough insurance to replace your home. [Read More]